FACTS |
WHAT DOES LINEAGE BANK DO WITH YOUR PERSONAL INFORMATION? |
Why? | Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
What? |
The types of personal information we collect and share depend on the product or service you
have with us. This information can include:
■
Social Security number
and Account balances
■
Payment history
and Credit history
■
Credit scores
and Checking account information
|
How? | All financial companies need to share customer's personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customer's personal information; the reasons Lineage Bank chooses to share; and whether you can limit this sharing. |
Reasons we can share your personal information | Does Lineage Bank share? | Can you limit this sharing? |
---|---|---|
For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus |
Yes | No |
For our marketing purposes— to offer our products and services to you |
Yes | No |
For joint marketing with other financial companies | No | We don't share |
For our affiliates' everyday business purposes— information about your transactions and experiences |
No | We don't share |
For our affiliates' everyday business purposes— information about your creditworthiness |
No | We don't share |
For nonaffiliates to market to you | No | We don't share |
Questions? | Call 629-248-9085 or go to www.lineagebank.com |
Who we are | |
Who is providing this notice? | Lineage Bank |
What we do | |
How does Lineage Bank protect my personal information? |
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. |
How does Lineage Bank collect my personal information? |
We collect your personal information, for example, when you
■
Open an account
or deposit money
■
Apply for a loan
or provide mortgage information
■
Use your credit or debit card
or make a wire transfer
|
Why can't I limit all sharing? |
Federal law gives you the right to limit only
■
sharing for affiliates' everyday business purposes—information about your creditworthiness
■
affiliates from using your information to market to you
■
sharing for nonaffiliates to market to you
|
Definitions | |
Affiliates |
Companies related by common ownership or control. They can be
financial and nonfinancial companies.
■
Lineage Bank has no affiliates.
|
Nonaffiliates |
Companies not related by common ownership or control. They can be
financial and nonfinancial companies.
■
Lineage Bank does not share with nonaffiliates so they can market to you
|
Joint marketing |
A formal agreement between nonaffiliated financial companies that
together market financial products or services to you.
■
Lineage Bank doesn't jointly market.
|
Other important information | |
Special Notice to California Residents We will not share personal information with affiliates and non-affiliates except as necessary for us to follow the law or as permitted by law. Other Privacy Statement Lineage Bank uses a marketing service provider to perform marketing services on its behalf. |