About Us

When you bank with Lineage, you know you’re placing your trust in a bank that has you and your community’s best interests in mind. Most of us have lived here our whole lives, and we take pride in the local experience we’ve gained and meaningful relationships we’ve built during that time.

Building Relationships. Building Futures.

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Franklin’s Only Locally Owned Community Bank

At Lineage Bank, you’ll find a staff of local, experienced bankers who are eager to continue building relationships with Middle Tennesseans. From our leaders to our customers, our Williamson County history runs deep, and we’re proud to be Franklin’s only locally owned community bank.

Franklin’s Only Locally Owned Community Bank

At Lineage Bank, you’ll find a staff of local, experienced bankers who are eager to continue building relationships with Middle Tennesseans. From our leaders to our customers, our Williamson County history runs deep, and we’re proud to be Franklin’s only locally owned community bank.

Our Values

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Community First

We believe in putting our local community at the forefront of all our actions, recognizing that our success is directly tied to the prosperity of the people we serve.

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Integrity

We pledge to act with honesty, transparency, and ethical standards, nurturing trust with every interaction.

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Tradition & Innovation

While we hold dearly to the traditions of our communities, we embrace innovative solutions to meet the evolving financial needs of our community.

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Personalized Service

Every individual is unique, and so are their financial needs. We strive to understand and cater to each member’s unique requirements, ensuring they feel valued and understood.

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Sustainability

We aim for sustainable growth, ensuring that we can continue to serve our communities for generations to come.

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Collaboration

We believe in working hand-in-hand with local businesses, institutions, and individuals, fostering a collaborative environment that benefits the entire community.

Leadership

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Carl Haynes
President and CEO

Bio
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Paul Hignutt
CIO

Bio

Board Members

James B. Webb

James Webb was born and raised in Atwood, TN. His family started doing business with Citizens Bank and Trust in the 1940s. James graduated from Atwood High School and University of Tennessee at Martin with a degree in political science. He also received a law degree from the University of Memphis. From 1980 to 2000, Mr. Webb served as legal counsel for the bank. He also served as an Assistant District Attorney for Carroll County.

Paul Moore

In 1976, Moore began his career as a bookkeeper at Citizens Bank & Trust, a bank owned by his family since 1927. He later moved on to a teller position and advanced to CEO of the bank in 1990. He served in that role for 30 years and retired in 2020.

Paul “Mac” Bumpus

Paul “Mac” Bumpus is a seasoned banking professional with a career spanning several decades, marked by leadership roles that have driven operational excellence, strategic growth, and financial success across multiple institutions. Mac demonstrated a relentless commitment to customer satisfaction, regulatory compliance, and the achievement of financial targets. His leadership extended to his tenure as Chairman of the Board of Directors at Citizens Bank & Trust, which is now a division of Lineage Bank in Atwood, TN. Paul was instrumental in guiding the board's strategic direction, ensuring robust corporate governance, and fostering strong relationships with key stakeholders. His experience also includes a notable period as Senior Vice President at Pioneer Bank, where he excelled in lending, credit risk management, and the development of innovative financial solutions. Paul graduated from the University of Tennessee, Martin, with a Bachelor of Science. His expertise in navigating complex challenges and his proven track record in leadership ensure that he continues to contribute meaningfully to the banking sector. Paul was appointed to the Lineage Bank Board of Directors in January 2024.

Carl Haynes

Carl Haynes is a veteran in the banking industry, with over 20 years of experience serving communities in Williamson County. Haynes joined Lineage in 2021 as Executive Vice President and Chief Banking Officer. He leads a team of local bankers with careers built on banking the residents of Middle Tennessee. Prior to joining Lineage, Carl held the position of Business & Commercial Banker for First Bank, formerly Franklin Synergy Bank. Haynes is a Nashville native and graduated from Belmont University in 2001 with a BBA in Finance.

Community Involvement

Community banks invest in the communities they serve, and that goes far beyond the products provided to customers. At Lineage, we feel strongly about supporting charitable organizations that improve the quality of life for those living in Williamson County and the surrounding areas. We take pride in supporting many local initiatives through volunteer work, board memberships, and sponsorships.

Branch Locations

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Downtown Franklin Branch

120 5th Ave N. Franklin, TN 37064
(629) 248-9085

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Cool Springs Branch

3359 Aspen Grove Drive Franklin, TN 37067
(629) 248-9092

Downtown Franklin Branch

120 5th Ave N.
Franklin, TN 37064
(629) 248-9085

Hours

Monday - Thursday: 8:30 am - 4:00 pm
Friday: 8:30 am - 5:00 pm
Closed Weekends

Cool Springs Branch

3359 Aspen Grove Drive
Franklin, TN 37067
(629) 248-9092

Investor Relations

Without the Lineage Financial Network investors, supporting local communities across Tennessee wouldn’t be possible. We’re thankful our investors believe in empowering local banks with the innovative technology they need to continue serving the customers—and the community—they’ve always known.

Lineage Financial Network is serving communities in Middle and West Tennessee through partnerships with local banks.